NOTICE: On January 21, 2014, an order was entered by the U. S. Bankruptcy Court for the Southern District of Mississippi approving the appointment of Kristina M. Johnson as Trustee of the Chapter 11 Bankruptcy Estate of Community Home Financial Services, Inc., Case No. 12-01703-ee, pending in the U. S. Bankruptcy Court for the Southern District of Mississippi (“Bankruptcy Court”). Click here to see a copy of the Order approving the appointment of the Trustee. As a result of the Trustee’s appointment, former employees of Community Home Financial Services, Inc. (“CHFS”) no longer have authority to speak on behalf of CHFS. For more information, please see the following press release by the United States Attorney’s Office for the Southern District of Mississippi:

If you had been making payments to CHFS on-line via this website, please be advised that the Trustee is unable to accept payments through this website. However, the Trustee is pleased to announce that the Bankruptcy Court has approved her employment of Vantium Capital, Inc., now known as ClearSpring Loan Services, Inc. (“ClearSpring”) as servicing company for the bankruptcy estate of CHFS to service the loans CHFS was servicing prior to the Trustee’s appointment. Click here to view the Bankruptcy Court’s Order. Information about ClearSpring can be found at

The Trustee transferred the loan servicing duties on CHFS loans boarded with ClearSpring effective June 20, 2014. Borrowers on boarded loans should have received a letter from the Trustee enclosing a copy of the Bankruptcy Court’s Order and an introduction letter from ClearSpring with detailed instructions on how to proceed, a new address for mailing payments and information on setting up automatic payments. The transfer of the servicing of CHFS loan does not affect any term or condition of the loans other than the terms directly related to the servicing of the loans.

ClearSpring is processing all operations on payoff, short sale, subordination, and other requests on boarded loans. Please use the information below to contact ClearSpring regarding payments or questions after June 20, 2014. Due to the unusual circumstances with CHFS and the bankruptcy filing, ClearSpring has a dedicated toll-free phone and fax number for all inquiries regarding CHFS borrower accounts.


Customer Service: 877.457.0034   Hours of Operation:

Mon-Fri:  8:00am-7:00pm CT
Sat: 8:00am-12:00pm CT


866.560.6458   Website:
Payment Address:

ClearSpring Loan Services
PO Box 4869
Dept #446
Houston, TX 77210

  Correspondence Address:

ClearSpring Loan Services
18451 N Dallas Parkway
STE 100
Dallas, TX 75287

For inquiries unrelated to CHFS loans, or for inquiries unrelated to loans being serviced by ClearSpring, the Trustee can receive email messages through this website at and can receive fax messages at 601.949.4665. The Trustee may be reached by phone at 601.949.4785 but encourages email correspondence as a means of tracking communications. The Trustee’s mailing address is:

Kristina M. Johnson, Trustee of the Chapter 11 Bankruptcy
Estate of Community Home Financial Services, Inc.
P.O. Box 23368
Jackson, MS 39225-3368

A copy of the Trustee’s First Report filed on December 17, 2014 in the CHFS bankruptcy case regarding the status of her investigation may be viewed here.

The Trustee will update this website from time to time as more information becomes available

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